7 Best Tips to Get 100% IPO Allotment in India | Boost Your IPO Success Rate
Retail investors in 2025 are facing a highly competitive IPO landscape—no sugarcoating it. With retail participation exploding, getting shares in oversubscribed IPOs is about as predictable as a coin toss. Still, there are ways to give yourself an edge.
Why’s it tougher now? Most IPOs allocate shares through a lottery system for retail investors. When the demand’s off the charts, it’s the luck of the draw. But savvy investors aren’t just relying on luck—they’re using strategy.
Let’s break down what works:
1. **Multiple PANs, Multiple Chances**
Applying through different demat accounts across family members (each with a unique PAN) is perfectly legal and pretty effective. More unique applications mean more shots at the lottery.
2. **Stick to the Minimum Application**
Don’t get tempted to apply for more than one lot. In oversubscribed retail categories, your odds don’t improve by applying for extra lots—it just locks up more of your funds. One lot, one chance. That’s the formula.
3. **Time Your Application Wisely**
Submitting your application on the last day (before 2 PM) lets you monitor subscription levels and avoid tying up money in an IPO that’s either a dud or way too crowded. Plus, UPI approvals tend to be smoother.
4. **UPI Mandate—Act Fast**
Delays in approving the UPI mandate trip up a surprising number of applicants. Use reliable apps like BHIM, PhonePe, or Paytm, and don’t wait until the last minute where technical glitches could cost you the allotment.
5. **Avoid Application Errors**
Check and double-check your details—PAN, demat, bank info. One mistake and your application’s out. Make sure your demat is active and UPI-enabled.
6. **Track Subscription Status**
If retail subscription is below 1x by Day 2 or early Day 3, your odds are good. If demand is off the charts, sometimes it’s smarter to pass—especially if the listing gains look iffy.
7. **Choose Reliable Brokers**
Stick with established brokers like Zerodha, Upstox, Groww, and Angel One. Their platforms help minimize errors and ensure smooth UPI integration.
Here’s the bottom line: High demand means it’s a lottery, pure and simple. Ten lakh people competing for one lakh lots? You know the math. No strategy guarantees an allotment, but by playing it smart, you can improve your chances and avoid common pitfalls.
Always check official NSE/BSE portals for updates and results. In a booming IPO market, strategy and discipline matter just as much as luck.
